Term Life
Unusually flexible — up to 18 term lengths, including a rare 35-year option. An accelerated-underwriting path means many applicants qualify with no medical exam.
Carrier review · Independent take
AIG (Corebridge Financial) life insurance review
AIG's life insurance business is now Corebridge Financial — same coverage, newer name. It's an A-rated national carrier we place, with standout term flexibility and a true no-health-questions guaranteed-issue option. Here's our honest take.
Our verdict
A financially strong national carrier with unusually flexible term (including a rare 35-year option) and a guaranteed-issue whole life for applicants who can't answer health questions.
Best for
- People who want long or unusual term lengths (up to 35 years)
- Applicants who need guaranteed-issue (no health questions) coverage
- Anyone who wants a large, A-rated national carrier
- Those who want accelerated, often no-exam term underwriting
The basics
Who they are
If you’re searching “AIG life insurance,” here’s the update: in 2022, AIG spun off its life and retirement business into Corebridge Financial, now a separate, publicly traded company. The coverage and underwriting carried over — it’s the same business under a newer name.
For our clients, it’s a large, financially strong national carrier with two real standouts: exceptionally flexible term, and a genuine guaranteed-issue whole life for harder cases.
What they offer
AIG life insurance products
Guaranteed Issue Whole Life
No health questions and guaranteed acceptance for ages 50–80, with $5,000–$25,000 of coverage. It has a two-year graded period (paying 110% of premiums if death occurs in the first two years) — built for people who can’t qualify for simpler plans.
Permanent coverage
Whole and universal life options that build cash value and stay in force for life as long as premiums are paid.
The honest rundown
Strengths & good to know
👍 Strengths
- A (Excellent) AM Best financial strength; $400B+ in assets
- Exceptional term flexibility — up to 18 lengths, including a rare 35-year term
- Accelerated underwriting — many term applicants skip the medical exam
- True guaranteed-issue whole life (no health questions) for tougher cases
- Large, established national carrier with deep AIG heritage
ℹ️ Good to know
- The “AIG” you remember is now Corebridge Financial — same business, newer name
- The guaranteed-issue plan has a two-year graded period — expected for no-health-questions coverage; we’ll point you to simpler-issue plans first if you qualify
- Permanent premiums cost more than term, as with any lifelong coverage
What customers & raters say
Reputation & the pulse
On financial strength, Corebridge rates an A (Excellent) from AM Best and carries the scale of the former AIG life business — well over $400 billion in assets.
Its reputation rests on product breadth and term flexibility — the kind of carrier we reach for when a client wants a long term length or a guaranteed-issue option from a major national name.
Honest about cost
What about pricing?
We keep specific prices off these pages — your real rate depends on your age, health, tobacco use, and state, and only a personalized quote tells the truth. Corebridge (AIG) is often competitive on longer-term coverage. As an independent agency, we’ll compare it against the rest of our panel for your situation.
Common questions
AIG life insurance FAQ
Is AIG life insurance the same as Corebridge Financial?
Effectively, yes. In 2022, AIG spun off its life and retirement business into Corebridge Financial, a separate publicly traded company. If you bought “AIG” life insurance, it’s now serviced under Corebridge — the same coverage, a newer name.
Does AIG / Corebridge offer no-exam coverage?
Often, yes. Its term life uses accelerated underwriting, so many applicants qualify without a medical exam. It also offers a guaranteed-issue whole life that asks no health questions at all (with a two-year graded period).
What is the guaranteed-issue whole life plan?
It’s a no-health-questions, guaranteed-acceptance whole life for ages 50–80, with $5,000–$25,000 of coverage. Because no one is turned down, it carries a two-year graded benefit period (it pays 110% of premiums if death occurs in the first two years).
Can United Eagles Financial place AIG / Corebridge for me?
Yes — it’s on our panel. Because we’re independent, we’ll only recommend it if it’s genuinely your best fit after comparing our other carriers.
Sources · ratings current as of June 2026
No-pressure quote
Wondering if AIG is right for you?
Tell us a little about yourself and we’ll compare AIG against the rest of our panel — honestly, with no obligation.
- Independent — we compare multiple carriers
- Plain answers, no pressure
- The right fit for you, not the biggest commission