Coverage that follows you
A private policy is not tied to your service status, so it can stay in force through PCS moves and after you separate.
Who we serve · Military
Life insurance for military families
Whether you are Army, Navy, or any branch, your family carries a unique load. Private coverage can work alongside your service benefits to give them more certainty.
Why it matters
What life insurance does for military families
Service members often have group coverage through their branch while on active duty. It is valuable — but it is generally tied to your service, and the amount may not be enough to replace your income, clear a mortgage, and keep your family steady for the long run. When you separate, that coverage can change or end.
Private life insurance is something you own. It can be sized to your family’s real obligations, follow you when you transition to civilian life, and give your spouse and kids a clearer picture of what they can count on. We help military families compare options and place coverage that fits — plainly, and without pressure.
The case for owning your coverage
Why military families add private coverage
Right-sized protection
Group coverage amounts may fall short of replacing your income and clearing a mortgage. Private coverage can be sized to the real number.
Plan for transition
Locking in coverage while you are young and healthy can make the move to civilian life smoother for your family.
Peace of mind at home
Deployments and demanding schedules are easier when your family knows exactly what is in place for them.
Coverage that fits
Options worth comparing
Some policies have terms that vary for active-duty service — we will help you find options that fit.
Term life
Straightforward, affordable coverage for the years your family depends on your income.
Learn more →Whole life
Permanent coverage that follows you for life and can build cash value over time.
Learn more →Mortgage protection
Coverage timed to your mortgage so a loss does not put the family home at risk.
Learn more →Veteran life
Already separated? See coverage built around veterans and their families.
Learn more →Questions we hear
Military families life insurance FAQ
Can I get private life insurance if I have SGLI?
In many cases, yes — private coverage is separate from group coverage like SGLI and can be added on top of it. Families often do this to reach a higher total amount or to have a policy they keep after separating. Availability and terms are set by the carrier, so we will help you compare.
Is United Eagles Financial affiliated with the military or the government?
No. We are an independent life insurance agency. We are not affiliated with, endorsed by, or sponsored by the Department of Defense, any branch of the armed forces, or any government program. We help service members and their families compare and place private coverage.
Does being active duty affect my coverage options?
Some policies have specific terms or limits related to active-duty service, and these vary by carrier. That is exactly why working with an independent agency helps — we can look across options to find coverage that fits your situation. Final approval and terms are set by the carrier’s underwriting.
What happens to my coverage when I separate?
A private policy you own generally stays in force as long as you keep paying the premium, whether you are in uniform or a civilian. That is one of the main reasons military families add private coverage in addition to any service benefits.
No-pressure quote
See what coverage looks like for your family
Tell us a little about yourself and we’ll reach out with honest options — no obligation, no jargon.
- Independent — we compare multiple carriers
- Plain answers, no pressure
- Coverage built around your real needs