Licensed in 48 states
Life insurance by state
Every state sets its own rules — how long you have to cancel a new policy, how much the state guaranty fund protects, and how life insurance is taxed. Pick your state.
We’re licensed for life insurance in the 48 states listed. Free-look periods are the typical minimum (in many states it’s set by a disclosure rule rather than a statute); guaranty figures are the death-benefit maximum, subject to each state’s overall cap. Sources are on each state’s page. Carrier counts are from our quoting system (September 2026).